View Full Version : Alberta Car Insurance

06-15-2005, 07:38 PM
Hey, i was looking at alberta car licensing fees... it's a joke compared to here but, we have a basic insurance coverage coming with it, it's not the same in Alberta right?

About how much can i expect to pay for basic required insurance coverage?

Can you guys point me to some Alberta car insurance companies? i'd like to have a look and plan ahead for when i move.


06-23-2005, 08:55 PM
I'm currently with Alberta Motorist Association (www.ama.ab.ca) (AMA) and they seem to be pretty alright.

Here are some quick links to help you out:
Vehicle Registration (http://www.ama.ab.ca/cgi-ebs/registries/vehicle.jsp?menu=veh_registration&link=cs_main)
Vehicle Insurance (http://www.ama.ab.ca/cgi-ebs/insurance/insurance_auto.jsp?menu=vehicle_insurance)

Those should give you an idea of what you'd have to pay to get everything done. The bad thing about AMA is that there's an annual membership fee. It's the only auto insurance company that I'm familiar with though, so at least it's a place to start. I'm sure others will have other places to refer you to.

06-23-2005, 10:16 PM
im also with AMA. I pay $90/month for basic coverage on my 88 alltrac. 22, one ticket, no accidents. Insurance just recently got a lot cheaper here.

06-23-2005, 11:27 PM
Alberta is rediculous for plates and insurance. With my 93 escort gt in Saskatchewan, I payed $90/month for the whole package (insurance and registration). If i lived in Alberta, i would have been paying about $300 a month :| :ugh:

06-23-2005, 11:48 PM
Here in Quebec, currently i pay 225$/year (would be 255$ in a city) for car registration. Driver's license cost about 98$/2years, last time i paid, i'm due in 2006 and there were raise lately but i don't remember how much. A 4Runner 91 V6 4x4 and a celica GT-S 93, for each i have: 2 million coverage, fire/windows/vandalism, no collisions: 585$/year. 12 exp years, no collisions for the past 6-7 years.

There were announces, yesterday, that car & bike registration costs would raise in the next years. So bikes would be near 1000$ and cars close to 400$ yearly. Big losses in the bad inplementation of the system and of insurance compensations. Just a taste. A drunk driver gets in a car accident and loses a leg. He can't work anymore, he lost a leg. Yet, the public insurance compensations system (la payette comme ont dit icitte) paid through car registration and driver's license subsequent tax, will compensate the fucked drunk for 80-85 % of the salary he has at the time of the accident... for life. Plus, full conversion of the house/appartment to allow handicaps having a normal life (ramps, lower sinks, etc) and... if it wasn't enough, if this person decides to move, well, the conversions do move too... No way someone can get a "here's your decent cash compensation, get along with it."

It's getting real ridiculous in Quebec...

07-08-2005, 10:13 PM
I must say, BC ain't too bad. I have an '86 Celica GT-S. Coverage is 3 million liability, comprehensive fire and theft, no collision. I get a 43% discount due to my no at-fault claims and road star status. I pay about $875 for the year. Car registration is a one time fee and costs $28. Driver's licenses are renewed every 5 years and the last time it cost me $45.

08-03-2005, 04:10 PM
I just did the estimation on the AMA website.

Your AMA insurance premium estimate is $1,065.00, based on a 12-month policy term and our standard coverages.
- Accident Benefits
- (SEF 44) Family Protection
- Third Party Liability: 2,000,000$
- Collision Coverage Deductible: 250$
- Comprehensive Coverage Deductible: 250$
- (SEF 20) Loss of Use coverage
- (SEF 27) Non-Owned Autos coverage
- (SEF-13D) Glass Coverage

Pretty happy with the numbers. :bigthumbu

08-03-2005, 07:51 PM
That's not bad at all, actually.

08-04-2005, 01:59 AM
yeah, i was suprised. I thought it would be around 1500 for lower coverage than this. I must say I'm a good driver, no claims or accidents in 10 years (times goes by sooo fast) and only 1 speeding ticket since i got my license 12 years ago. :wiggle:
So it helps.. a lot!

08-04-2005, 02:36 AM
Your old :D

08-04-2005, 05:26 AM
...and experienced. ;)