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jay4prez
11-12-2011, 01:21 PM
Well as the title says, she's in bad shape.....not sure if totalled or what.

Long story short, in NYC of course (home of BAD DRIVERS) coming across an intersection with the green, guy on the opposite side makes a left turn without properly checking to ensure he can clear the intersection.

so I basically end up T boning him (hit more on the wheel) near the end due to massive hard braking and locking up.

I havent had a change to take pictures or look at the car yet.

looking at it Thursday night day of the accident, damage is on the passenger side as I hit him at an angle front bumper, headlight, the frame below the bumber and etc, and the side fender are all out/bent etc.

I called the shop and they're telling me, at least 2500 to get it fixed if it is fixable, but it looks like the frame might be bent so they aren't sure.


oh and I'm looking for some advice here, he didnt want to give me his insurance information so I have to go down to the precinct to get it today in addition to going to a doc because I am getting major backpains as it gets colder, during the day its some discomfort.


Help is greatly appreciated (first accident).....:(

Lonestag
11-12-2011, 04:11 PM
I'm sorry to hear we have another Celi down!

Get us a pic, then you will be able to get all kinds of arm chair estimates on the damage!

Hookecho
11-12-2011, 05:07 PM
So sad.

jay4prez
11-13-2011, 12:50 AM
well, it looked worse at night, she drives, although the suspension is crappy, front wheel bounces around like a rubber ball shot at 1000mph between 2 brick walls.
the guy at the tow shop told me est 3k to get her fixed, pix below.

http://a6.sphotos.ak.fbcdn.net/hphotos-ak-snc7/317425_2325752701703_1186204899_32150129_153346077 _n.jpg

http://a7.sphotos.ak.fbcdn.net/hphotos-ak-ash4/318683_2325757981835_1186204899_32150131_274655222 _n.jpg

Thank god she's old and built Toyota tough, like a tank....

I'm really thinking she's fixable now, it just wont come out of my pocket, and god knows how long its going to take to settle.

So what do you guys think?

I wonder if the captain wants to sell me his vert now :P (ps Cap, This wasnt my fault!!!! so its okay to sell her to me :) )

CollapsedNut
11-13-2011, 07:05 AM
Bah one trip to PAP with a few hundred bucks and its good to go.

jaydog82
11-13-2011, 07:24 AM
yup, just a flesh wound :)

Eric Barrera
11-13-2011, 07:44 AM
Not to bad. Your better off fixing it your self. You'll luck out if you find a white Celica with good parts on it.

Lonestag
11-13-2011, 02:29 PM
yeah man, find one white 5th gen in a pick and pull and your golden.

Just be good and double check all your running gear to make sure everything is safe.

85gtsblackman
11-14-2011, 09:04 AM
get a lawyer on this one

unless your car has under 50,000 miles on it they will most likely total it if its anywhere near 2500 to fix

i had similar but not as bad damage on my 91 fixed it myself and got the whole car painted and had them weld in a new radiator support

MCcelica
11-14-2011, 10:06 AM
If you're dealing with an insurance company, they're going to make you take it to an auto body shop to see how much it would take to get it safe to operate by the insurance company's standard. They don't care what "Joe Schmoe with a rattle can" can do it for. They will total that. I 100% guarantee that. Is it fixable with junkyard parts? Yes. Unless the frame is bent. Can you save the car from going to the crusher long enough to find out and get a salvage title? Maybe. Depends on the insurance company and what their policy is. If their policy is to pay out "what it's worth" and take it? That's what they're going to do. You're really not at all in control of what's about to happen with the car. Not being a dick, I've just been through this a few times. (Every last one of which I wasn't even in the damn car when it happened).

The Captain
11-14-2011, 02:55 PM
If you're dealing with an insurance company, they're going to make you take it to an auto body shop to see how much it would take to get it safe to operate by the insurance company's standard. They don't care what "Joe Schmoe with a rattle can" can do it for. They will total that. I 100% guarantee that. Is it fixable with junkyard parts? Yes. Unless the frame is bent. Can you save the car from going to the crusher long enough to find out and get a salvage title? Maybe. Depends on the insurance company and what their policy is. If their policy is to pay out "what it's worth" and take it? That's what they're going to do. You're really not at all in control of what's about to happen with the car. Not being a dick, I've just been through this a few times. (Every last one of which I wasn't even in the damn car when it happened).

Unfortunately, +1

Here's a copy of my old ad. May be able to use it for bargaining purposes.

http://atlanta.craigslist.org/eat/cto/2701430915.html

jaydog82
11-14-2011, 03:25 PM
Sent from my HTC Sensation 4G using Tapatalk

grimmythereaper
11-14-2011, 10:25 PM
i hope that the car gets back on the road i hate to see one more celi. die bc of an asshat who cant drive.

jay4prez
11-15-2011, 02:21 AM
Well, I'm sure they'll total it, seems the KBB value in even fair condition is 1.7 k, and 2.2k in good condition.

I'm supposed to speak to an attorney tomorrow, went in to see the doctor and everything checks out besides muscle spasms, they're still recommending me to see a chiropractor and acupuncturist just to be safe.

I"ve currently gotten the car back home, and I'm about to put her in the yard until I can decide what I want to do.

4thgenceli
11-15-2011, 02:52 AM
My advice.

1. Hook up with a good chiropractor (get references from your doctor or friends). Trust me, you will be thankful later. I still knee problems after this last accident two months ago and the physical therapy I'm going through for my knee and other affected areas really has helped.

2. Get a recommendation from that chiropractor for an accident lawyer. They will have one they frequently refer patients to.

3. Lawyer up. They will be glad to help you out on a contingency basis. Chances are they'll take 1/3 of your settlement after medical bills (industry standard). This is in your best interest. I can explain more via PM if you'd like, I don't want to provide more out in public for now as to why this is a good idea.

Whatever you do, do NOT accept any offers from the insurance company for settlement until you at least SPEAK with an attorney. They will be glad to offer advise at no cost (most PI attorneys are glad to do this as it typically results in a new client).

jay4prez
11-15-2011, 03:43 PM
My advice.

1. Hook up with a good chiropractor (get references from your doctor or friends). Trust me, you will be thankful later. I still knee problems after this last accident two months ago and the physical therapy I'm going through for my knee and other affected areas really has helped.

2. Get a recommendation from that chiropractor for an accident lawyer. They will have one they frequently refer patients to.

3. Lawyer up. They will be glad to help you out on a contingency basis. Chances are they'll take 1/3 of your settlement after medical bills (industry standard). This is in your best interest. I can explain more via PM if you'd like, I don't want to provide more out in public for now as to why this is a good idea.

Whatever you do, do NOT accept any offers from the insurance company for settlement until you at least SPEAK with an attorney. They will be glad to offer advise at no cost (most PI attorneys are glad to do this as it typically results in a new client).

I'm actually working on that right now, I saw a chiropractor yesterday along with an acupuncturist, I'm going to meet with the lawyer today or tomorrow.

Other than that, no updates to present yet, and I definitely appreciate the insight, and yes, if you could give me some more information, I appreciate it.

4thgenceli
11-15-2011, 03:49 PM
Acupuncturist is overkill IMO.

A good chiro can fix it all :P

jay4prez
11-15-2011, 08:17 PM
Acupuncturist is overkill IMO.

A good chiro can fix it all :P

Well that was the doctors recommendation, I doubt I will be going back, seems to have really done nothing, I felt fine after, but 30 mins sitting again and those same pains started to re-surface (so unless I'm going to walk around all day with needles in my back, I don't see a purpose)

Heading to the doc again in a few today should be MRI or some type of Scan (oooooh goodie)

The Captain
11-15-2011, 11:24 PM
Make sure the settlement is enough to buy Duchess.

That is all.



Hope you feel better.

Hookecho
11-16-2011, 01:01 AM
Auction it off.

celica9303
11-16-2011, 04:32 AM
damn man....its a convertible tooo....makes me sader than just knowing it is a celica....

hope you get some help keep us informed


ps.... i have good passengerside vert fender...2 stock hoods and a passengerside door i could sell for cheap, also have corner light and turn signal....

jay4prez
11-17-2011, 03:35 AM
thanks, i may just end up buying those, she's got a gt-four hood though, as I was prepping to get the swap started (sooner or later), the only exterior damage is the fender/bumper hood, and interior seems to be the radiator support which is bent on the passenger side (in addition to headlight(s) front bumper support, and a few misc bits, oh and my fog lights)

Oh and here's some bad news, I got the police report, it wasn't his car, its a friend or some sibling or parent or something, not sure who they have, but he didnt have the current insurance card (expired last month)...hopefully I don't have to get into some long drawn out legal battle over this....

The Captain
11-17-2011, 11:55 PM
FFUUUUUUUUUuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuu!

MCcelica
11-18-2011, 07:11 AM
Oh heeelllll noooo. That licks a fat one bro.

4thgenceli
11-18-2011, 04:22 PM
Oh and here's some bad news, I got the police report, it wasn't his car, its a friend or some sibling or parent or something, not sure who they have, but he didnt have the current insurance card (expired last month)...hopefully I don't have to get into some long drawn out legal battle over this....

You do.

I'm guessing you don't have 'full coverage' insurance on it. If you don't, you're paying for the repairs out of pocket. Your insurance won't help much. If you do have comp & collision, your insurance will foot the bill (you'll just have to pay your deductible). They'll then go after the other party (which usually doesn't turn out much).

T-spoon
11-18-2011, 04:31 PM
Here's where I start preaching full coverage again....

MCcelica
11-18-2011, 10:38 PM
Although you might have better luck breaking knee caps with baseball bats...

jay4prez
11-19-2011, 09:29 PM
ok, so the a-hole stated on the police report that he was traveling on the intersection (omitted the fact that he was making a left turn however failed to clear the intersection) so as it stands, due to the fact that I was in the ambulance when they took my insurance documents I did not get an opportunity to make a statement so I have to have the police report amended.

I understand paying for the repairs OOP, that I'm cool with, I'm going to head down to the location and see if theres any cameras or anything around that would've gotten footage or at least direction to back up my case in regards to the discrepancy on the police report.

Unfortunately, they took no statements from any of the witnesses (a busy intersection, and if I ran the red light I should've mowed someone down which coincidentally no one died or got hit??)

Other than that, I spoke to a private attorney and my claims specialist at progressive.....so far what they're telling me is that because of where his vehicle was hit, regardless of the construction zone forcing me over to the left side that I still bear some of the fault.......understandable as I was unable to avoid hitting him? maybe I should've just hit him in the side then lol....

As far as the car is concerned, I'm directing all the claims agent's calls to my attorney so that they can deal with it...

and as an added bonus, im down to 3 days a week physical therapy vs 4.

I'm definitely on it about the full coverage going forward, pending what I hear from the claims/attorney and etc.

jay4prez
11-24-2011, 11:06 PM
its alive
Franken-Car all thats missing are the stitches and maybe zippers
http://a4.sphotos.ak.fbcdn.net/hphotos-ak-snc7/319187_2387158276804_1186204899_32175670_137798102 6_n.jpg
spent my early thanksgiving morning fixing her up and removing and sawing off part of the front bumper, i pulled the front enough to get the hood to lock and, well, its time to start looking for replacement parts.

The shop told me they're looking at about 4.5k after parts/paint/labor

MCcelica
11-25-2011, 03:29 PM
I would believe 4.5, yes.

celica9303
11-25-2011, 11:16 PM
i have a red fender and the front garnish both in good condition send me a messsage ill see if i can get you pics to you and we can work on prices. also have corner light

jay4prez
11-26-2011, 04:31 PM
i have a red fender and the front garnish both in good condition send me a messsage ill see if i can get you pics to you and we can work on prices. also have corner light

pm forthcoming

jay4prez
01-05-2012, 10:07 PM
well, its been a while, so here's the big update.

#1 Physical Therapy sucks (I hate going, but its necessary)

#2 Car still isn't fixed(beyond what has been done to it, upper still bent and missing parts, etc.)

#3 I'm partially at fault, but he bears the majority of it, so it looks like i'll be coming out of pocket if I decide to let the shop do the work (insurance claim against them/Farmers Insurance)


I am still waiting for their adjuster to come out, and take a look at it since they just determined who's majority at fault and what the tentative numbers are.

NYC insurance guys sure take their sweet time........

Hookecho
01-05-2012, 10:58 PM
I hope you get your car fixed soon.

T-spoon
01-06-2012, 04:57 AM
well, its been a while, so here's the big update.

#1 Physical Therapy sucks (I hate going, but its necessary)

#2 Car still isn't fixed(beyond what has been done to it, upper still bent and missing parts, etc.)

#3 I'm partially at fault, but he bears the majority of it, so it looks like i'll be coming out of pocket if I decide to let the shop do the work (insurance claim against them/Farmers Insurance)


I am still waiting for their adjuster to come out, and take a look at it since they just determined who's majority at fault and what the tentative numbers are.

NYC insurance guys sure take their sweet time........

Unless there's some major fact you have omitted sharing, I call serious bullshit that you are partially at fault. I am quite sure that's what you'll have to swallow, but if it was as you described, that was 100% the other driver for failure to yield.

jay4prez
01-19-2012, 03:42 PM
Unless there's some major fact you have omitted sharing, I call serious bullshit that you are partially at fault. I am quite sure that's what you'll have to swallow, but if it was as you described, that was 100% the other driver for failure to yield.

What they say why I'm partially at fault is because of him cutting me off and not making it entirely through the intersection i impacted him in the rear 3/4ths.

In any case, adjuster came out, got the letter in the mail today, they're saying appraised value is under $900...... :cussing:

According to their insurance adjuster also fair market value of the car is $1700 + or -, and estimated damage repair is in excess of $2,500.

So, I'll be sending this off to my lawyer to see if he can work magic, cuz I'd be insane to accept that......

4thgenceli
01-19-2012, 04:07 PM
What they say why I'm partially at fault is because of him cutting me off and not making it entirely through the intersection i impacted him in the rear 3/4ths.

In any case, adjuster came out, got the letter in the mail today, they're saying appraised value is under $900...... :cussing:

According to their insurance adjuster also fair market value of the car is $1700 + or -, and estimated damage repair is in excess of $2,500.

So, I'll be sending this off to my lawyer to see if he can work magic, cuz I'd be insane to accept that......

That's just fishy IMO.

The whole repairs are 2500+, fair market value is $1700 it's a loss is understandable.

Them offering you HALF of fair market value is not. Is your local craigslist flooded with 5th gens for around $1000? If it is, make sure they are doing EQUAL comps (trim, body, etc). A 5th gen vert is not the same as a 5th gen coupe. Granted KBB doesn't really separate it that much, but the insurnace should at least compare apples to apples.

What insurance company are you dealing with (if I may ask)?

jay4prez
01-19-2012, 05:33 PM
That's just fishy IMO.

The whole repairs are 2500+, fair market value is $1700 it's a loss is understandable.

Them offering you HALF of fair market value is not. Is your local craigslist flooded with 5th gens for around $1000? If it is, make sure they are doing EQUAL comps (trim, body, etc). A 5th gen vert is not the same as a 5th gen coupe. Granted KBB doesn't really separate it that much, but the insurnace should at least compare apples to apples.

What insurance company are you dealing with (if I may ask)?

its Farmers, they're using CCC One for the Fair Market evaluation.

Funny thing is I searched up on Craigslist and autotrader and neither have 5th gen convertibles within probably 100 miles of my area.

KBB has it listed in Fair at 1600

they are saying -$400 due to consideration for prior unrepaired damage and vehicle title history (which the history is clean prior to this accident, according to the report they mailed me)

But I believe my insurance company agreed on 30% liable, so they are giving me 70% of their estimated market value - damage.

To be honest, I believe im like 1 of probably 50 convertible owners in NYC if even that much, these cars usually head towards the west coast and down south so I find it nearly impossible they have quotes for dealers.

Funny thing too, I just called up one of the dealerships they got a price from, and the guy said he hasnt had any 5th gen celica's in like 5 years :O??? wtf?

Azzazzyn
01-19-2012, 05:56 PM
Geez, this makes me happy I kinda tboned the car I hit. Partial fault my ass

jay4prez
01-19-2012, 06:35 PM
Geez, this makes me happy I kinda tboned the car I hit. Partial fault my ass

victim of someone not clearing the intersection too?

Azzazzyn
01-19-2012, 08:00 PM
Victim of impromptu u turn in a busy intersection

jay4prez
01-19-2012, 08:47 PM
Victim of impromptu u turn in a busy intersection

Sorry to hear that bro, hopefully everything works out.

Funny thing is, had I been staying in my lane I wouldve t-boned him, and also ran into a big construction zone/pillars/fences...

celica9303
01-20-2012, 06:34 AM
Ill get my vert appraised for you, and email what its worth to you, john could probably do the same with dutchess....

Mine isn't in top shape but its worth more than 3k easy even with damaged door. Johns is definatly on the higher end of the scale.

jay4prez
01-20-2012, 01:06 PM
Ill get my vert appraised for you, and email what its worth to you, john could probably do the same with dutchess....

Mine isn't in top shape but its worth more than 3k easy even with damaged door. Johns is definitely on the higher end of the scale.

sounds good, compensation? as I know these things arent free.

I've probably got a lot more miles on mine than both you guys though.

But the help is welcomed and much appreciated.

celica9303
01-21-2012, 04:29 AM
I have 134k miles

Ill look in to an appraisal and see what's up. Might e able to get it done free.

jay4prez
01-23-2012, 04:25 AM
I have 134k miles

Ill look in to an appraisal and see what's up. Might e able to get it done free.

cool, yeah I'm def way above you guys, actually 2004xx something right now, just broke 200k back in november.

But def thanks for that if you are able to I appreciate it much